www.kredit.com.kh

An individual loan requires physical collateral and it aims to support any individual who will use the loan to start up or expand business, invest in agriculture production, purchase household, goods or personal items, or improve accommodation. This loan is targeted to economically active poor, micro-, small-, and medium-entrepreneurs who can present legal collateral. The loan amount varies from KHR100,000/ USD 100/ THB 1,000 to KHR40,000,000/ USD 70,000/ THB 310,000 (loans from over USD 20,000 to USD 70,000 target small and medium enterprises or business expansion) with a maximum loan term of 48 months. The repayment methods include balloon payment, semi balloon payment, decline payment, equal monthly installment, and monthly interest & flexible principal payment. Interest is calculated by using a declining balance repayment schedule.

Detailed product description table :

 No. Product Type Currency Loan Size Loan Term (Monthly) Interest Rate (Monthly)
1 GENERAL LOAN USD 100 – 1,000 4 – 18 1.5%
>1,000 – 1,500 4 – 24 1.5%
>1,500 – 2,000 4 – 30 1.5%
>2,000 – 5,000 4 – 36 1.5%
>5,000 – 10,000 4 – 42 1.5%
>10,000 – 20,000 4 –  42 1.5% –1.4%
KHR 100,000​​ – 4,000,000 4​ – 18 1.5%
>4,000,000– 6,000,000 4​ – 24 1.5%
​​​>​ 6,000,000 – 8,000,000 4 – 30 1.5%
> 8,000,000 – 20,000,000 4​ – 36 1.5%
>20,000,000 – 40,000,000 4​ – 42 1.5%
THB 1,000 – 31,000 4 – 18 1.5%
>31,000 – 46,500 4 – 24 1.5%
>46,500 – 62,000 4 – 30 1.5%
>62,000 – 155,000 4 – 36 1.5%
>155,000 – 310,000 4 –  42 1.5%
2 AGRICULTURE  LOAN USD 100 –1,000 4​ –18 1.5%
1,000 – 1,500 4​ –18 1.5%
>1,500 – 2,000 4​ –18 1.5%
>2,000 – 5,000 4 –  24 1.5%
>5,000 – 10,000 4 –  24 1.5%
>10,000 – 20,000 4 – 36 /48 1.5% –1.4%
KHR 100,000 – 4,000,000 4​ – 18 1.5%
>​ 4,000,000 – 6,000,000 4​ – 18 1.5%
> 6,000,000– 8,000,000 4​ – 18 1.5%
> 8,000,000– 20,000,000 4​ – 24 1.5%
> 20,000,000– 40,000,000 4​ – 24 1.5%
THB 1,000 – 31,000 4 – 18 1.5%
>31,000 – 46,500 4 – 18 1.5%
>46,500 – 62,000 4 – 18 1.5%
>62,000 – 155,000 4 – 24 1.5%
>155,000 – 310,000 4 – 24 1.5%
3 HOME IMPROVEMENT LOAN USD 100 – 1,000 4 – 18 1.5%
>1,000 – 1,500 4 – 24 1.5%
>1,500 – 2,000 4 – 30 1.5%
>2,000 – 5,000 4 – 36 1.5%
>5,000 – 10,000 4 – 42 1.5%
>10,000 – 15,000 4 –  42 1.5% –1.4%
KHR 100,000​​ – 4,000,000 4​ – 18 1.5%
>4,000,000– 6,000,000 4​ – 24 1.5%
​​​>​ 6,000,000 – 8,000,000 4 – 30 1.5%
> 8,000,000 – 20,000,000 4​ – 36 1.5%
>20,000,000 – 40,000,000 4​ – 42 1.5%
THB 1,000 – 31,000 4 – 18 1.5%
>31,000 – 46,500 4 – 24 1.5%
>46,500 – 62,000 4 – 30 1.5%
>62,000 – 155,000 4 – 36 1.5%
>155,000 – 310,000 4 –  42 1.5%
4 CONSUMPTION LOAN USD 100 – 1,000 4 – 18 1.5%
>1,000 – 1,500 4 – 24 1.5%
>1,500 – 2,000 4 – 30 1.5%
>2,000 – 5,000 4 – 36 1.5%
>5,000 – 10,000 4 – 42 1.5%
KHR 100,000​​ – 4,000,000 4​ – 18 1.5%
>4,000,000– 6,000,000 4​ – 24 1.5%
​​​>​ 6,000,000 – 8,000,000 4 – 30 1.5%
 > 8,000,000 – 20,000,000 4​ – 36 1.5%
>20,000,000 – 40,000,000 4​ – 42 1.5%
THB 1,000 – 31,000 4 – 18 1.5%
>31,000 – 46,500 4 – 24 1.5%
>46,500 – 62,000 4 – 30 1.5%
>62,000 – 155,000 4 – 36 1.5%
>155,000 – 310,000 4 –  42 1.5%
5 SME LOAN USD > 20,000 – 70,000 4 – 48

1.5% – 1.3%

6 GENERAL (Solar) LOAN USD 100 – 250 6 – 24 1.5%
>250 – 1,500 12 – 36 1.5%

Note: Besides the interest, client is required to pay some related fees

For information, please contact 023 93 00 00 / 089 98 98 18

Loan Flyer 01

Loan Flyer 01